Your first step to securing quick financing for your next real estate investment. No credit checks products. No lengthy approvals. Just the capital you need when you need it.
What is Hard Money Lending?
Asset-Based Financing
Secured by real property value rather than borrower creditworthiness.
Short-Term Solution
Typically 12 months, perfect for flips and renovation projects.
Speed-Focused
Bypass traditional bank delays and lengthy approval processes.
Hard Money vs. Conventional Loans
Hard Money Loans
Property value-based approval
Minimal documentation
Quick closings (days)
Higher interest rates
Short-term financing
Conventional Loans
Credit score-based approval
Extensive paperwork
Lengthy closings (weeks/months)
Lower interest rates
Long-term financing
Who Uses Hard Money Loans?
Property Flippers
Quick acquisition and renovation financing for fix-and-flip projects.
Short-term rental and vacation property investors.
Specialty Properties
Sober living homes and special-purpose real estate operators.
Credit Requirements
Deal Quality
The property's potential matters most
Exit Strategy
Clear plan for repayment
Property Value
Both current and after-repair value
Products with as low as 600 FICO score requirements! We focus on the property, not your credit history. If the investment makes financial sense, funding is possible.
Funding Timeline
Application
Simple property details and basic information submission.
Approval
Decision within 24-48 hours based on property potential.
Closing
Funds available in just 5-7 days after approval.
Eligible Property Types
Residential
Single-family homes and multi-family properties up to four units.
Mixed-Use
Properties combining commercial and residential spaces in one building.
Commercial
Retail, office, industrial, and specialty purpose properties.
Loan Amounts & Terms
$100K
Minimum Loan
Entry-level financing for smaller investments
$70M+
Maximum Loan
Available for major development projects
80%
ARV Percentage
Typically up to 80-90% of after-repair value
New Investor Friendly
Deal-Focused Approach
We evaluate the property's potential rather than your investment history. First-timers welcome!
Clear Exit Strategy
Show us how you'll repay the loan through sale or refinance. We'll guide you through the process.
Learning Partnership
Our team provides insights and support for new investors. We succeed when you succeed.
Get Started Today
Reach Out
Let's discuss your funding needs and goals.
Submit Property Details
Share basic information about your investment opportunity.
Receive Decision
Get funding approval within 24-48 hours if your deal works.